Best Talent Reach (BTR) Credit Officers (3 Posts) at WAT SACCOS

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CREDIT OFFICERS (3 POSTS) @ WAT SACCOS

0 Negotiable or Not Mentioned Tanzania 28 days ago epvate-fortune.com 13 Applied 9 Pro Applied

Our esteemed client, WAT SACCOS, is seeking three dedicated Credit Officers to join their financial team. The primary responsibility of this role is to assess and appraise loan applications in strict accordance with institutional credit policies and procedures. Candidates will be responsible for conducting thorough client interviews, credit analysis, and detailed financial evaluations to determine repayment capacity and mitigate potential lending risks.

In addition to appraisal duties, the selected officers will prepare comprehensive credit appraisal reports and submit their professional recommendations to the Credit Committee. The role also involves the continuous monitoring of loan performance, proactive follow-up on repayments, and the strategic management of delinquent accounts to maintain a healthy portfolio. This is an excellent opportunity for finance professionals to contribute to a growing savings and credit cooperative society.

Key Requirements

Bachelor's degree in Finance, Accounting, Economics, Business Administration, or a related field. Basic knowledge of credit analysis, lending procedures, and risk management. Proficiency in MS Office applications and basic banking/financial systems. Ability to conduct professional client interviews and gather financial data. Strong analytical skills to perform complex financial evaluations.
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CREDIT OFFICERS (3 POSTS) @ WAT SACCOS

0 Negotiable or Not Mentioned Tanzania 18 days ago epvate-fortune.com 9 Applied 6 Pro Applied

WAT SACCOS is seeking dedicated and qualified Credit Officers to join their dynamic team. The primary responsibility of this role is to assess and appraise loan applications meticulously, ensuring they align with the institution's established credit policies and procedures. Candidates will be tasked with conducting thorough client interviews, performing detailed credit analysis, and executing financial evaluations to accurately determine a borrower's repayment capacity. This role is crucial in maintaining the financial health of the SACCOS by ensuring that all credit extensions are based on sound financial judgment and risk assessment.

In addition to the appraisal process, Credit Officers are expected to prepare comprehensive credit appraisal reports and submit their professional recommendations to the Credit Committee for approval. The role also involves the continuous monitoring of loan performance, following up on repayments to ensure consistency, and proactively managing any delinquent accounts. This position requires a balance of analytical skills and interpersonal communication to effectively interact with clients while upholding the financial integrity of the organization. Successful candidates will contribute significantly to the growth and stability of the SACCOS lending portfolio.

Key Requirements

Bachelor's degree in Finance, Accounting, Economics, Business Administration, or a related field. Basic knowledge of credit analysis and financial statement evaluation. Familiarity with lending procedures and regulatory frameworks for SACCOS. Understanding of risk management principles within a financial context. Proficiency in MS Office applications, particularly Excel for financial modeling.
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RELATIONSHIP MANAGER TRADE FINANCE @ MAENDELEO BANK

0 Negotiable or Not Mentioned Tanzania 24 days ago maendeleobank.co.tz 15 Applied 5 Ultra Applied

The Relationship Manager-Trade Finance at Maendeleo Bank is a pivotal role dedicated to the strategic growth of the bank's trade finance portfolio. The successful candidate will be tasked with acquiring and managing a diverse portfolio of corporate and SME clients involved in both local and international trade. This involves identifying new business opportunities, providing expert advice on trade-related products, and ensuring that the bank remains a preferred partner for trade solutions through excellent customer service. Beyond client acquisition, the role emphasizes deepening existing relationships to maximize non-funded income while maintaining a vigilant approach to risk management. The manager must ensure that all trade transactions comply with internal policies as well as international regulatory standards. By delivering structured financial solutions and maintaining high compliance, the Relationship Manager contributes significantly to the bank's overall performance and reputation in the financial market.

Key Requirements

Bachelor’s degree in Finance, Banking, Economics, or a related academic field. Minimum of 5 years of experience in relationship management or trade finance within the banking industry. Comprehensive knowledge of international trade rules including UCP 600, ISBP, and URC 522. Demonstrated ability to acquire, manage, and retain a high-value portfolio of corporate and SME clients. Expertise in structuring trade finance solutions such as Letters of Credit, Bank Guarantees, and Bill Discounting.
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BRANCH PERFORMANCE & SALES COORDINATION (SENIOR MANAGER) @ BANK OF AFRICA

0 Negotiable or Not Mentioned Tanzania 12 days ago boatanzania.co.tz 8 Applied 6 Pro Applied

The Branch Performance & Sales Coordination (Senior Manager) role at BANK OF AFRICA is a strategic leadership position within the Commercial Banking department. The successful candidate will be responsible for overseeing branch sales performance, digital sales initiatives, and balance sheet growth. This role involves maximizing revenues for retail segments, both non-funded income (NFI) and funded income, to achieve the overall retail budget. The manager will develop and execute plans to expand the customer base and introduce new products or agents to boost business operations.

Key duties include translating corporate goals into departmental objectives, driving retail activities through networking, and managing both group and local retail campaigns. The Senior Manager will take a leading role in negotiating contracts, promoting customer dialogue, and maintaining a growth path for the assigned portfolio in alignment with the bank's strategic plan. Additionally, the role encompasses risk management, monthly performance reporting, and the development of training programs for branch staff to enhance capacity and service quality across the network.

Key Requirements

A university degree in either Commerce, Finance, Marketing or Business Administration Minimum of 6 years of experience in the Banking Business sector Proven selling and networking skills with the ability to expand customer base Strong negotiation and organizational skills for high-level contract management Excellent customer service skills and a commitment to quality service delivery
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SENIOR OFFICER – CREDIT REVIEW & CONTROL @ DIAMOND TRUST BANK

0 Negotiable or Not Mentioned Tanzania, Dar es Salaam 18 days ago diamondtrust.co.tz 15 Applied 11 Pro Applied

This role focuses on Credit Review and Control within the advances portfolio of Diamond Trust Bank. The successful candidate will be responsible for continuously enhancing monitoring and supervision techniques to meet high institutional standards. Working closely with the Sr. Manager, the Senior Officer will help build and maintain systems to manage a growing credit portfolio while ensuring all proposals comply with internal and regulatory guidelines.

Key responsibilities include identifying stressed assets, managing overdrawings without proper approval, and ensuring accountability across the credit department. The officer will also oversee the submission of periodic returns, security perfection, and compliance with MCC, TRC, and BCC conditions. Special attention will be given to low-rated or stressed accounts to prevent further deterioration of the bank's assets.

Key Requirements

A Bachelor’s degree in accounting, Business Administration, Banking and Finance, economics or related field. Minimum of 1-3 years of banking experience in Credit department. Experience handling corporate & Retail credit assessments. Experience in credit monitoring. Proficiency in identifying stressed assets and remedies.
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INDEPENDENT NON-EXECUTIVE DIRECTOR @ BANK OF INDIA (TANZANIA) LTD

0 Negotiable or Not Mentioned Tanzania, Dar es Salaam 41 days ago bankofindia.co.in 11 Applied 8 Pro Applied

Bank of India (Tanzania) Ltd, a subsidiary of the long-standing Bank of India, is seeking a qualified female candidate for the role of Independent Non-Executive Director in Dar es Salaam. This critical governance position involves overseeing the bank's vision, mission, and long-term strategy while ensuring compliance with regulatory frameworks. The successful candidate will play a pivotal role in maintaining the institution's sustainability and performance within the Tanzanian financial sector. The Independent Non-Executive Director will collaborate closely with other board members to approve governance policies, evaluate performance, and oversee risk management and investor relations. Candidates are expected to attend and actively participate in board meetings and corporate events, contributing their expertise in banking, finance, or law to guide the bank's strategic objectives. This role requires a high level of independence and professional integrity.

Key Requirements

Must not hold any executive or management position in a bank or financial institution Must not serve simultaneously as a board member or executive in any financial institution in Tanzania Must not have significant direct or indirect interest in Bank of India (Tanzania) Ltd or its group entities Must not have been employed in an executive role within the bank or its group in the last 3 years Minimum Bachelor's Degree in Business Administration, Accountancy, Finance, Economics, Law, or Risk Management
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MANAGER, INTERNAL AUDIT @ DCB COMMERCIAL BANK

0 Negotiable or Not Mentioned Tanzania, Dar es Salaam 41 days ago dcb.co.tz 6 Applied 4 Pro Applied

DCB Commercial Bank (Tanzania) is seeking a highly qualified and driven Manager, Internal Audit to join its professional team. The successful candidate will play a critical role in ensuring accountability, compliance, and operational integrity within the bank. This position is central to the bank's mission of driving financial inclusion and excellence in the Tanzanian banking sector. The role involves overseeing audit processes to safeguard assets and ensure that all financial operations align with institutional policies and regulatory requirements.

As the Manager of Internal Audit, you will be responsible for leading the audit department in evaluating the effectiveness of risk management and governance. You will work closely with senior management and the board to provide objective assurance and consulting activities. The role requires a strategic approach to identifying potential risks and implementing robust control measures. Interested candidates should submit their application including a detailed CV and academic certificates before the deadline to be considered for this impactful leadership position.

Key Requirements

Bachelor’s degree in Accounting, Finance, or a related field from a recognized institution. Professional certification such as CPA (T), CIA, or CISA is highly preferred. At least 5 years of experience in internal auditing, specifically within the banking or financial services industry. Deep understanding of banking operations, regulatory frameworks, and compliance standards in Tanzania. Strong analytical skills with the ability to identify risks and develop effective mitigation strategies.
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FX SALES & GOVERNANCE LEAD – TREASURY @ DIAMOND TRUST BANK TANZANIA

0 Negotiable or Not Mentioned Tanzania 12 days ago diamondtrust.co.tz 7 Applied 5 Pro Applied

Diamond Trust Bank Tanzania is seeking a qualified FX Sales & Governance Lead to join the Treasury department. The successful candidate will be responsible for leading treasury governance, ensuring regulatory compliance, and managing risks while supporting FX sales initiatives. This role involves structuring complex financial products such as FX, fixed income, and derivatives, as well as maintaining strong client engagement.

The position requires a strategic thinker who can develop and maintain Treasury policies and procedures. You will be tasked with ensuring all activities align with internal policies and external regulatory requirements, including AML and KYC. A high degree of integrity and leadership is essential for overseeing Treasury system governance and operational controls effectively.

Key Requirements

Bachelor's Degree in Finance, Economics, Business Administration, or related field. Master's degree in a relevant discipline is preferred. Professional certifications such as CFA or FRM are highly desirable. ACI Dealing Certificate is a mandatory requirement. Minimum 5 years' experience in Treasury with a focus on governance and compliance.
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CREDIT ANALYST - CREDIT @ ECOBANK TANZANIA

0 Negotiable or Not Mentioned Tanzania 41 days ago ecobank.com 15 Applied 11 Pro Applied

Ecobank Tanzania is seeking a highly skilled Credit Analyst to join our specialized Credit department. In this critical role, you will be responsible for evaluating the creditworthiness of potential borrowers by performing detailed financial analysis and rigorous risk assessments. You will collaborate closely with various internal teams to ensure that all credit applications strictly adhere to the bank's internal policies and local regulatory standards, providing insightful recommendations to the credit committee to support informed decision-making.

As a key member of a leading Pan-African banking team, you will contribute directly to the growth and sustainability of the bank's loan portfolio. The position requires a proactive individual who can manage multiple complex tasks in a fast-paced environment while maintaining an exceptional level of accuracy and professional integrity. Joining Ecobank means becoming part of an institution dedicated to the economic development of Africa, offering you a platform to grow your career on a continental scale.

Key Requirements

Bachelor's degree in Finance, Accounting, or a related field Minimum of 3 years of experience in credit risk management or financial analysis Strong ability to interpret complex financial statements and cash flow patterns Proficiency in Microsoft Excel and advanced financial modeling tools Deep understanding of local banking regulations and credit compliance standards
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SENIOR RECOVERY OFFICER – CREDIT (01 POSITION) @ EQUITY BANK TANZANIA

0 Negotiable or Not Mentioned Tanzania, Dar es Salaam 25 days ago equitybank.co.tz 9 Applied 6 Pro Applied

Equity Bank Tanzania is seeking a highly motivated and experienced Senior Recovery Officer – Credit to join its dynamic team. This role is pivotal in driving the bank's strategic growth by managing and recovering non-performing loans, ensuring the bank's financial health and stability. The successful candidate will be responsible for developing and implementing effective recovery strategies, negotiating with clients, and overseeing the legal processes associated with debt collection. This position offers an exciting opportunity for a professional who is passionate about excellence and results in the banking sector. You will contribute to a culture of impact and excellence, helping the bank maintain its position as a leader in the Tanzanian financial market. Candidates will work within a collaborative environment that values strategic thinking and the ability to navigate complex financial challenges to ensure sustainable credit management for the institution.

Key Requirements

Bachelor’s degree in Finance, Accounting, Economics, or a related field. Minimum of 5 years of experience in credit recovery or debt management within the banking sector. Strong understanding of banking laws and regulations regarding debt collection in Tanzania. Excellent negotiation and communication skills to deal with delinquent borrowers. Ability to analyze financial statements and assess the repayment capacity of clients.
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