SENIOR OFFICER – CREDIT REVIEW & CONTROL @ DIAMOND TRUST BANK
This role focuses on Credit Review and Control within the advances portfolio of Diamond Trust Bank. The successful candidate will be responsible for continuously enhancing monitoring and supervision techniques to meet high institutional standards. Working closely with the Sr. Manager, the Senior Officer will help build and maintain systems to manage a growing credit portfolio while ensuring all proposals comply with internal and regulatory guidelines.
Key responsibilities include identifying stressed assets, managing overdrawings without proper approval, and ensuring accountability across the credit department. The officer will also oversee the submission of periodic returns, security perfection, and compliance with MCC, TRC, and BCC conditions. Special attention will be given to low-rated or stressed accounts to prevent further deterioration of the bank's assets.
Key responsibilities include identifying stressed assets, managing overdrawings without proper approval, and ensuring accountability across the credit department. The officer will also oversee the submission of periodic returns, security perfection, and compliance with MCC, TRC, and BCC conditions. Special attention will be given to low-rated or stressed accounts to prevent further deterioration of the bank's assets.
Key Requirements
A Bachelor’s degree in accounting, Business Administration, Banking and Finance, economics or related field.
Minimum of 1-3 years of banking experience in Credit department.
Experience handling corporate & Retail credit assessments.
Experience in credit monitoring.
Proficiency in identifying stressed assets and remedies.
Strong analytical skills for credit assessments.
Knowledge of internal and regulatory banking guidelines.
Ability to manage and monitor a growing credit portfolio.
Skills in credit control framework management.
Excellent communication skills for liaising with business teams.