Best Talent Reach (BTR) 9 Jobs Found for "credit appraisal"

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LBF BRANCH SALES TEAM LEADER @ PLATINUM CREDIT LTD

0 Negotiable or Not Mentioned Tanzania 2 hours ago platinumcredit.co.tz 14 Applied 4 Ultra Applied

Platinum Credit Ltd is seeking a dynamic and results-driven LBF Branch Sales Team Leader to join our growing team. In this pivotal role, you will be responsible for leading, motivating, and developing a high-performing sales team to achieve ambitious targets. Your primary duties will include the recruitment, comprehensive training, and continuous coaching of sales personnel, ensuring they are equipped with the skills and knowledge to excel. You will play a critical role in driving sales performance, monitoring portfolio health, and ensuring all operations adhere to company standards. This position offers an exciting opportunity to contribute to a company that values growth, collaboration, and employee empowerment.

This role requires a proactive leader who can inspire success and maintain high operational efficiency. The successful candidate will also be responsible for the timely submission of accurate reports, providing crucial insights into team performance and market trends. We are looking for an individual with a strong commitment to fostering a positive and productive work environment where team members can thrive. This position is available across various vibrant locations in Tanzania, including Arusha, Mwanza, Mbeya, Singida, Songea, as well as several key areas in Dar es Salaam such as City Centre, City Mall, Mlimani, Mikocheni, Tazara, Tegeta, Gogo la Mboto, and Unguja (Zanzibar).

Key Requirements

Diploma in Business Administration or any Business related field At least 2 years experience in sales and marketing Proficiency in computer applications Strong leadership and team management skills Proven ability to achieve and exceed sales targets
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LOAN OFFICER (2 POSITIONS) @ CHANGAS MICROFINANCE LIMITED

0 Negotiable or Not Mentioned Tanzania, Dar es Salaam 1 day ago gmail.com 6 Applied 4 Pro Applied

Changas Microfinance Limited is actively seeking dedicated and results-oriented Loan Officers to join its dynamic team. This pivotal role involves identifying, recruiting, and nurturing relationships with both new and existing loan clients, alongside actively marketing and promoting the company's diverse range of loan products and services. Successful candidates will be instrumental in expanding our client base and ensuring the reach of our innovative financial solutions. The position requires a proactive approach to client engagement and a commitment to achieving set performance targets. Key responsibilities for the Loan Officer include conducting thorough client assessments and comprehensive credit appraisals to ensure sound lending decisions. You will be responsible for verifying customer information and supporting documentation, as well as preparing detailed loan application reports and recommendations. A crucial aspect of the role involves monitoring loan repayments diligently and proactively following up on any overdue accounts. Furthermore, Loan Officers will educate clients on loan products, terms, and effective financial management practices, ensuring compliance with all company lending policies and procedures to uphold the integrity and success of Changas Microfinance Limited.

Key Requirements

Bachelor's Degree or Diploma in Finance, Banking, Accounting, Economics, Business Administration, Marketing, or a related field Strong communication and interpersonal skills Good analytical and problem-solving abilities Proficiency in Microsoft Office applications Ability to work independently and achieve performance targets
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BUSINESS DEVELOPMENT OFFICER @ LOLC TANZANIA

0 Negotiable or Not Mentioned Tanzania, Dar es Salaam 10 days ago lolc.co.tz 14 Applied 10 Pro Applied

LOLC TANZANIA is a leading financial services provider committed to empowering individuals and businesses with accessible loan solutions, driving sustainable growth and financial success. As a Business Development Officer, you will be responsible for driving business growth by identifying and converting high-potential loan opportunities while achieving monthly targets and maintaining a 100% collection rate. The role involves conducting comprehensive credit analysis, including client assessment, loan structuring, and collateral evaluation in line with company policies. You will prepare, review, and submit complete and accurate credit proposals with supporting documentation to the Head Office. Additionally, you will monitor and manage loan portfolio performance, proactively identifying and mitigating risks to ensure portfolio quality, while providing market insights and mentorship to junior officers.

Key Requirements

Bachelor's degree in Business, Marketing, Finance, Economics, or a related field. At least 3 years of experience in business development, sales, or relationship management in Financial Institutions. Strong knowledge of car loans or similar financial products. Excellent communication, negotiation, and interpersonal skills. Ability to build rapport and establish trust with clients.
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RELATIONSHIP MANAGER, BUSINESS BANKING (3 POSITIONS) @ AKIBA COMMERCIAL BANK PLC

0 Negotiable or Not Mentioned Tanzania 15 days ago acbbank.co.tz 13 Applied 9 Pro Applied

Akiba Commercial Bank PLC (ACB) is seeking experienced and dynamic individuals to fill the position of Relationship Manager, Business Banking (RM-BB). The role is vital for driving the growth of SME deposits and loans, both in terms of number and value. Successful candidates will be responsible for recruiting SME clients, cross-selling bank products, and maintaining robust business relationships with both new and existing customers. Strategic planning and marketing expertise are essential to align branch targets with the bank's overall strategy. Work locations for these positions include Dar Es Salaam, Arusha, and Moshi.

In addition to growth and acquisition, the Relationship Manager will manage a select portfolio of high-net-worth customers, ensuring high levels of customer satisfaction through proactive relationship management. Key responsibilities include monitoring credit risk, maintaining acceptable Portfolio at Risk (PAR) and Non-Performing Loan (NPL) levels, and strictly adhering to governance processes. The candidate will also be expected to track market trends, recommend service improvements, and ensure audit outcomes remain acceptable. This role requires a professional commitment to upholding ACB's service standards and compliance policies.

Key Requirements

Proven experience in managing and growing SME portfolios within a banking environment. Strong understanding of financial solutions and tailoring them to diverse client needs. Ability to recruit new SME clients and cross-sell bank products effectively to drive revenue. Expertise in developing marketing and deposit mobilization strategies aligned with branch targets. Strong strategic planning skills to achieve lending and deposit targets consistently.
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SENIOR MANAGER, CORPORATE BANKING @ AKIBA COMMERCIAL BANK PLC

0 Negotiable or Not Mentioned Tanzania, Dar es Salaam 16 days ago acbbank.co.tz 5 Applied 1 Casual Applied

Akiba Commercial Bank PLC (ACB) is seeking a highly experienced and strategic leader to join our team as the Senior Manager of Corporate Banking. This pivotal role is responsible for overseeing the bank's corporate client portfolio, driving business growth, and ensuring the delivery of high-quality financial solutions tailored to large enterprises. The successful candidate will lead a team of relationship managers, set strategic objectives for the corporate banking division, and work closely with senior executive management to align departmental goals with the bank's overall growth strategy. As the Senior Manager, you will be tasked with identifying new market opportunities, managing risk within the corporate portfolio, and fostering strong professional relationships with key stakeholders. You will represent ACB in the corporate sector, ensuring that our 'Benki kwa Maendeleo Yako' philosophy is reflected in every client interaction. This role requires a deep understanding of the Tanzanian economic landscape and the ability to navigate complex financial transactions while maintaining the highest standards of regulatory compliance and customer service excellence.

Key Requirements

Bachelor’s degree in Finance, Business Administration, Economics, or related field. Minimum of 7-10 years of experience in corporate banking or relationship management. Proven track record in managing large corporate portfolios and driving revenue growth. Strong credit analysis skills and understanding of risk management principles. Excellent leadership and team management capabilities.
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RELATIONSHIP MANAGER, PUBLIC SECTOR @ ACCESS BANK PLC

0 Negotiable or Not Mentioned Tanzania, Dar es Salaam 17 days ago accessbankplc.com 17 Applied 12 Pro Applied

Access Bank PLC is inviting applications for the position of Relationship Manager in the Public Sector department, located in Dar es Salaam, Tanzania. This role is pivotal for driving the bank's growth by implementing the Public Sector Strategy and developing innovative financial products and services. The successful candidate will join a formidable team dedicated to shaping the future of banking in Tanzania through strategic business development and robust relationship management. Candidates will be responsible for managing a portfolio of existing clients while actively pursuing new business opportunities to increase the bank's market share in the public sector. The position requires a high level of expertise in credit risk management and the ability to secure low-cost liabilities to fund the bank's operations. Key administrative tasks include the preparation of weekly reports, monitoring performance against annual plans, and presenting Monthly Profitability Reports to senior management. Furthermore, the Relationship Manager will play a leadership role in budgeting and appraising Relationship Officers, ensuring that the unit meets its profitability and deposit targets. This is a career-defining opportunity for a finance professional looking to make a significant impact within a leading international banking institution.

Key Requirements

Development of new business within the public sector. Implementation of the Bank's Public Sector Strategy. Development of Public Sector products and services. Management and maintenance of existing customer relationships and development of new customer relationships. Management of credit risk framework.
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CREDIT OFFICERS (3 POSTS) @ WAT SACCOS

0 Negotiable or Not Mentioned Tanzania 18 days ago epvate-fortune.com 9 Applied 3 Ultra Applied

WAT SACCOS is seeking dedicated and qualified Credit Officers to join their dynamic team. The primary responsibility of this role is to assess and appraise loan applications meticulously, ensuring they align with the institution's established credit policies and procedures. Candidates will be tasked with conducting thorough client interviews, performing detailed credit analysis, and executing financial evaluations to accurately determine a borrower's repayment capacity. This role is crucial in maintaining the financial health of the SACCOS by ensuring that all credit extensions are based on sound financial judgment and risk assessment.

In addition to the appraisal process, Credit Officers are expected to prepare comprehensive credit appraisal reports and submit their professional recommendations to the Credit Committee for approval. The role also involves the continuous monitoring of loan performance, following up on repayments to ensure consistency, and proactively managing any delinquent accounts. This position requires a balance of analytical skills and interpersonal communication to effectively interact with clients while upholding the financial integrity of the organization. Successful candidates will contribute significantly to the growth and stability of the SACCOS lending portfolio.

Key Requirements

Bachelor's degree in Finance, Accounting, Economics, Business Administration, or a related field. Basic knowledge of credit analysis and financial statement evaluation. Familiarity with lending procedures and regulatory frameworks for SACCOS. Understanding of risk management principles within a financial context. Proficiency in MS Office applications, particularly Excel for financial modeling.
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SENIOR OFFICER [AUTHORIZER] – CREDIT ADMINISTRATION @ DIAMOND TRUST BANK

0 Negotiable or Not Mentioned Tanzania, Dar es Salaam 18 days ago diamondtrust.co.tz 10 Applied 7 Pro Applied

The Senior Officer (Authorizer) for Credit Administration is tasked with the authorization of entries and the safe custody of all legal documents supporting credit extensions. This role plays a vital part in controlling the release of approved credit facilities, ensuring that all disbursements are executed under the appropriate authority. The incumbent will manage entries on core systems like Flexcube and EDMS to maintain data integrity and timeliness.

Additional responsibilities include diarizing future actions for pending documentation, reconciling GL accounts, and submitting critical reports to regulatory bodies like the Bank of Tanzania (BOT). The role also involves acting as a GRC Risk Champion and leading technical projects from User Acceptance Testing (UAT) to the live environment. The successful candidate will be a proactive problem solver, addressing ICT system exceptions and ensuring effective business continuity.

Key Requirements

A Bachelor’s degree in Banking & Finance, Economics, Accounting or related field. Minimum of 3 years experience in a banking environment. Proficiency in using Flexcube or similar core banking systems. Experience with Median and EDMS platforms. Strong understanding of credit extension and control processes.
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SECURITY DOCUMENTATION OFFICER @ DIAMOND TRUST BANK

0 Negotiable or Not Mentioned Tanzania, Dar es Salaam 18 days ago diamondtrust.co.tz 14 Applied 10 Pro Applied

The Security Documentation Officer is a critical role responsible for the management of all securities and documentation related to the bank's lending activities. This position focuses on the post-approval stage of the credit process, ensuring business support while maintaining rigorous risk control. The officer collaborates with external lawyers, registries, and various business functions to ensure timely Turnaround Time (TAT) in security perfection.

Primary duties involve vetting corporate facility agreements, preparing security documentation, and issuing clear instructions to external legal counsel. The role also requires the maintenance of reliable MIS and the development of reports for business teams. Furthermore, the officer is expected to provide legal advice to the Credit department and regularly review securities to confirm their validity and enforceability in accordance with Tanzanian law.

Key Requirements

A Bachelor’s degree in LLB (Law) is required. A valid Practicing License is required. Master’s degree in LLM/MBA is an added advantage. At least 3 years of overall professional experience. Minimum 2 years post-admission experience.
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