LOAN OFFICER (2 POSITIONS) @ CHANGAS MICROFINANCE LIMITED
Changas Microfinance Limited is actively seeking dedicated and results-oriented Loan Officers to join its dynamic team. This pivotal role involves identifying, recruiting, and nurturing relationships with both new and existing loan clients, alongside actively marketing and promoting the company's diverse range of loan products and services. Successful candidates will be instrumental in expanding our client base and ensuring the reach of our innovative financial solutions. The position requires a proactive approach to client engagement and a commitment to achieving set performance targets. Key responsibilities for the Loan Officer include conducting thorough client assessments and comprehensive credit appraisals to ensure sound lending decisions. You will be responsible for verifying customer information and supporting documentation, as well as preparing detailed loan application reports and recommendations. A crucial aspect of the role involves monitoring loan repayments diligently and proactively following up on any overdue accounts. Furthermore, Loan Officers will educate clients on loan products, terms, and effective financial management practices, ensuring compliance with all company lending policies and procedures to uphold the integrity and success of Changas Microfinance Limited.
Key Requirements
Bachelor's Degree or Diploma in Finance, Banking, Accounting, Economics, Business Administration, Marketing, or a related field
Strong communication and interpersonal skills
Good analytical and problem-solving abilities
Proficiency in Microsoft Office applications
Ability to work independently and achieve performance targets
Knowledge of microfinance operations and lending procedures
Previous experience in a financial institution, bank, SACCO, or microfinance organization
High level of integrity, professionalism, and customer service orientation
Demonstrated ability to identify, recruit, and maintain client relationships
Experience in conducting client assessments and credit appraisals