CREDIT OFFICERS (3 POSTS) @ WAT SACCOS
WAT SACCOS is seeking dedicated and qualified Credit Officers to join their dynamic team. The primary responsibility of this role is to assess and appraise loan applications meticulously, ensuring they align with the institution's established credit policies and procedures. Candidates will be tasked with conducting thorough client interviews, performing detailed credit analysis, and executing financial evaluations to accurately determine a borrower's repayment capacity. This role is crucial in maintaining the financial health of the SACCOS by ensuring that all credit extensions are based on sound financial judgment and risk assessment.
In addition to the appraisal process, Credit Officers are expected to prepare comprehensive credit appraisal reports and submit their professional recommendations to the Credit Committee for approval. The role also involves the continuous monitoring of loan performance, following up on repayments to ensure consistency, and proactively managing any delinquent accounts. This position requires a balance of analytical skills and interpersonal communication to effectively interact with clients while upholding the financial integrity of the organization. Successful candidates will contribute significantly to the growth and stability of the SACCOS lending portfolio.