Best Talent Reach (BTR) Credit Underwriter – Commercial Banking at People Staffing

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CREDIT UNDERWRITER – COMMERCIAL BANKING @ PEOPLE STAFFING

0 Negotiable or Not Mentioned India 19 hours ago peoplestaffing.in 66 Views

We are seeking a dedicated Credit Underwriter to join our Commercial Banking team. In this role, you will be responsible for evaluating the creditworthiness of commercial clients applying for various loan products. You will perform detailed financial statement analysis, covering Profit & Loss statements, Balance Sheets, and Cash Flow projections to ensure a comprehensive understanding of a client's financial health. Possible work locations for this position include Mumbai, Chennai, and Bangalore, offering an opportunity to work in India's major financial hubs.

Your primary duties will include conducting credit risk assessments using the 5 Cs of Credit and analyzing borrowing bases and accounts receivable for working capital loans. You will be expected to prepare and present detailed credit memos that recommend loan approval, rejection, or restructuring based on your expert risk evaluation. The ideal candidate has 2 to 6 years of experience in commercial or corporate credit underwriting, possesses strong decision-making skills, and has a background in the commercial banking domain.

Key Requirements

2 to 6 years of experience in Commercial or Corporate Credit Underwriting. Ability to evaluate creditworthiness of commercial clients applying for loans. Proficiency in detailed financial statement analysis including P&L, Balance Sheet, and Cash Flow. Strong understanding and application of the 5 Cs of Credit framework. Experience in analyzing borrowing base and accounts receivable for working capital loans. Capability to prepare and present detailed and accurate credit memos. Skill in recommending loan approval, rejection, or restructuring based on risk evaluation. Solid understanding of the commercial banking domain and industry trends. Excellent analytical, quantitative, and decision-making skills. Effective communication skills for presenting risk assessments to stakeholders. Detail-oriented approach to monitoring loan portfolios and client financial health.
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CONSULTANT @ EY INDIA

0 Negotiable or Not Mentioned India 5 days ago in.ey.com 434 Views

The Insurance Risk Practice at EY India is seeking an experienced Consultant to join their growing team. This role is designed for professionals who have a solid background in risk management and internal audit within the insurance domain. You will have the opportunity to lead workstreams and contribute to the delivery of high-quality advisory services to global clients.

As a Consultant, you will be responsible for executing finance transformation projects and streamlining finance operations for insurance entities. Your expertise in FP&A and risk advisory will be crucial in helping clients optimize their financial performance and manage organizational risks. This role offers a clear path for career progression within one of the world's most prestigious professional services firms.

Key Requirements

Relevant professional degree such as CA, MBA (Finance), or equivalent. Prior experience in consulting or the insurance industry is highly preferred. Proven expertise in Internal Audit and Risk Management frameworks. Experience in managing Finance Operations or FP&A workstreams. Strong project management skills and the ability to meet deadlines. Advanced data analysis and financial modeling capabilities. Demonstrated ability to interact with clients and manage stakeholders. Excellent problem-solving skills and strategic thinking. Ability to mentor and guide junior team members or freshers. Strong communication skills for presenting findings to management.
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