MORTGAGE UNDERWRITER @ THINK MORTGAGE
Think Mortgage is growing and looking to add dedicated professionals to our Underwriting Team. As a Mortgage Underwriter, you will play a key role in evaluating loan applications and ensuring they meet all regulatory and company standards. You will be responsible for working through complex files and collaborating directly with our branch partners within a retail mortgage environment. This role requires a high degree of precision and the ability to maintain strong working relationships through clear and effective communication.
The ideal candidate will possess active VA and FHA designations, allowing for the specialized review of government-backed mortgage products. You will be tasked with assessing creditworthiness, verifying financial documentation, and making informed lending decisions. This is an excellent opportunity to join a dynamic and expanding team where your expertise in underwriting will directly contribute to the success of our branch partners and the satisfaction of our clients.
The ideal candidate will possess active VA and FHA designations, allowing for the specialized review of government-backed mortgage products. You will be tasked with assessing creditworthiness, verifying financial documentation, and making informed lending decisions. This is an excellent opportunity to join a dynamic and expanding team where your expertise in underwriting will directly contribute to the success of our branch partners and the satisfaction of our clients.
Key Requirements
Must have an active VA (Veterans Affairs) designation.
Must have an active FHA (Federal Housing Administration) designation.
Solid communication skills to effectively work through files with branch partners.
Experience working within a retail mortgage environment.
Proven ability to analyze complex financial documents and credit reports.
Deep understanding of current mortgage lending regulations and guidelines.
Proficiency in using Loan Origination Systems (LOS) and underwriting software.
Strong analytical and problem-solving skills for risk assessment.
Exceptional attention to detail and accuracy in file documentation.
Ability to manage a high volume of loan files while meeting deadlines.