LOAN OFFICER @ NAGO FINANCE
NAGO Finance is actively seeking a dynamic, self-motivated, and results-oriented Loan Officer to become a vital part of our expanding team. If you possess a strong passion for customer service, lending practices, and business development, we warmly invite you to submit your application. This role is crucial for our mission to provide small loans that facilitate big dreams within our community.
Key responsibilities for this position include identifying, recruiting, and onboarding new loan clients, as well as actively marketing and promoting NAGO Finance's diverse loan products and services. The Loan Officer will be responsible for meticulously assessing loan applications, conducting thorough credit appraisals, and performing essential field visits to verify clients' businesses and residential addresses. Further duties involve preparing and submitting loan applications for approval, efficiently disbursing approved loans, and thoroughly educating clients on all loan terms and repayment procedures. Continuous monitoring of loan repayments and diligent follow-ups on overdue accounts are also critical. Successful candidates will be expected to build and maintain robust relationships with clients, ensuring excellent customer service, and to prepare daily, weekly, and monthly performance reports. Lastly, ensuring strict compliance with NAGO Finance lending policies, procedures, and all regulatory requirements is paramount. NAGO Finance offers a competitive salary, attractive performance-based incentives, substantial opportunities for professional growth and career advancement, and a supportive, collaborative, and dynamic working environment.
Key responsibilities for this position include identifying, recruiting, and onboarding new loan clients, as well as actively marketing and promoting NAGO Finance's diverse loan products and services. The Loan Officer will be responsible for meticulously assessing loan applications, conducting thorough credit appraisals, and performing essential field visits to verify clients' businesses and residential addresses. Further duties involve preparing and submitting loan applications for approval, efficiently disbursing approved loans, and thoroughly educating clients on all loan terms and repayment procedures. Continuous monitoring of loan repayments and diligent follow-ups on overdue accounts are also critical. Successful candidates will be expected to build and maintain robust relationships with clients, ensuring excellent customer service, and to prepare daily, weekly, and monthly performance reports. Lastly, ensuring strict compliance with NAGO Finance lending policies, procedures, and all regulatory requirements is paramount. NAGO Finance offers a competitive salary, attractive performance-based incentives, substantial opportunities for professional growth and career advancement, and a supportive, collaborative, and dynamic working environment.
Key Requirements
Bachelor's Degree or Diploma in Business Administration, Finance, Banking, Economics, Marketing, or a related field.
Previous experience in lending, microfinance, banking, or sales will be an added advantage.
Excellent communication, negotiation, and interpersonal skills.
Ability to work independently and achieve performance targets.
Strong analytical and problem-solving abilities.
Proficiency in Microsoft Office applications.
High level of integrity, responsibility, and customer focus.