EXPERIENCED CREDIT / LOAN OFFICER – INDIVIDUAL LENDING @ MICROFINANCE INSTITUTION
As an Experienced Credit / Loan Officer focusing on Individual Lending, your primary responsibility will be the evaluation of loan applications to assess the creditworthiness of individual borrowers. You will be tasked with managing and growing a diverse individual lending portfolio while strictly adhering to established lending policies and institutional procedures.
The role demands a professional with a proven track record in microfinance who can balance risk assessment with business development. You will need to maintain high standards of documentation and monitoring to minimize default rates while providing excellent service to our individual clients, contributing directly to the institution's financial stability and growth.
The role demands a professional with a proven track record in microfinance who can balance risk assessment with business development. You will need to maintain high standards of documentation and monitoring to minimize default rates while providing excellent service to our individual clients, contributing directly to the institution's financial stability and growth.
Key Requirements
Relevant academic qualifications in Finance, Business Administration, or related fields
Extensive proven experience as a Credit or Loan Officer
Expert-level analytical and credit evaluation skills
Excellent communication and reporting skills
Strong interpersonal and client-facing skills
High level of integrity and professional ethics
Deep understanding of individual lending products and risks
Ability to interpret financial statements and credit reports
Commitment to adhering to internal lending policies
Proven track record of maintaining a healthy loan portfolio