CREDIT MANAGER / TEAM LEADER / PRODUCT MANAGER @ HR WORLD LIMITED
HR World Limited, acting on behalf of a prominent client in the microfinance industry, is recruiting a highly skilled Credit Manager / Team Leader / Product Manager. This hybrid role is central to the organization's growth, encompassing responsibilities for credit approval, comprehensive risk management, and the strategic development of innovative lending products. The successful candidate will work at the intersection of finance and technology, collaborating with IT teams to optimize loan management systems and automate workflows for enhanced efficiency. The role involves supervising loan officers and collections teams to ensure high productivity and portfolio quality. Beyond daily operations, the position requires a strategic mindset to analyze market trends and refine credit scoring models. Candidates will be expected to uphold the highest standards of integrity and compliance with regulatory requirements, including KYC and AML. This is an excellent opportunity for a professional with at least 3 years of experience in lending operations to take on a leadership role in a dynamic, data-driven environment.
Key Requirements
Bachelor’s Degree in Finance, Economics, Statistics, Business Administration, or a related field.
Minimum of 3+ years’ experience in credit, risk, or lending operations.
At least 1 year of experience in a supervisory or leadership role.
Strong understanding of microfinance and digital lending credit cycles.
Proficiency in Microsoft Excel for complex financial data analysis.
Strong analytical thinking and strategic decision-making skills.
Excellent leadership, communication, and interpersonal skills.
Ability to work under pressure and manage multiple responsibilities effectively.
High level of professional integrity and attention to detail.
Working knowledge of KYC, AML, and other financial regulatory standards.