CREDIT ANALYST (2 POSITIONS) @ EPICJOBS
The Credit Analyst will be responsible for evaluating loan applications, conducting thorough risk assessments, and monitoring loan portfolios to ensure financial stability. This role involves scrutinizing financial statements, assessing client repayment capacity, and collaborating with loan officers to facilitate sound credit decisions. Successful candidates will play a crucial part in minimizing credit risk and ensuring that all lending activities align with company policies and regulatory requirements.
In addition to technical assessment, the Credit Analyst will prepare detailed credit appraisal reports, providing clear recommendations for loan approvals or rejections. The position requires a professional who can handle complex financial data with high integrity, ensuring accuracy and efficiency throughout the credit processing lifecycle.
In addition to technical assessment, the Credit Analyst will prepare detailed credit appraisal reports, providing clear recommendations for loan approvals or rejections. The position requires a professional who can handle complex financial data with high integrity, ensuring accuracy and efficiency throughout the credit processing lifecycle.
Key Requirements
Bachelor's degree or diploma in Finance, Banking, Accounting, Economics, or Business Administration.
Proven experience in credit analysis, lending, or financial services.
Strong analytical and financial assessment skills.
Deep knowledge of credit risk management and lending policies.
Advanced proficiency in Microsoft Office (Word, Excel, PowerPoint).
Excellent communication and professional report writing skills.
High level of integrity, attention to detail, and ability to work under pressure.
Ability to interpret complex financial data and identify credit risks.
Strong decision-making skills in a fast-paced environment.
Ability to work collaboratively across various departments.