CREDIT ANALYST @ AML FINANCE LIMITED
AML Finance Limited is seeking an experienced and analytical Credit Analyst to support its growing business financing portfolio. The successful candidate will be responsible for evaluating business credit requests, assessing risk profiles, structuring credit facilities, and presenting well-supported recommendations to approving authorities to ensure quality portfolio growth.
This role requires a high degree of technical expertise in financial statement analysis and cash flow modeling. The ideal candidate will bridge the gap between business development teams and risk management, ensuring that every credit facility is structured to meet client needs while safeguarding the institution's assets through meticulous credit underwriting and documentation review.
This role requires a high degree of technical expertise in financial statement analysis and cash flow modeling. The ideal candidate will bridge the gap between business development teams and risk management, ensuring that every credit facility is structured to meet client needs while safeguarding the institution's assets through meticulous credit underwriting and documentation review.
Key Requirements
Bachelor’s Degree in Finance, Accounting, Economics, or Business Administration.
Minimum 5 years of hands-on experience in business credit evaluation.
Strong expertise in financial and cash flow statement analysis.
Professional certification such as CPA, ACCA, or CFA preferred.
Excellent technical report-writing and analytical skills.
Strong attention to detail and sound business judgment.
Knowledge of sector-specific risk assessment methodologies.
Familiarity with regulatory credit compliance standards.
Demonstrated experience in early-warning risk identification.
Ability to present credit proposals before approving committees.