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AREA CREDIT MANAGER – CREDIT & COLLECTION @ HIRING PLAZA SOLUTIONS

0 Negotiable or Not Mentioned India, Mumbai 7 days ago highsource.in 203 Views

Hiring Plaza Solutions is seeking a highly experienced and strategic Area Credit Manager to lead credit operations, underwriting, and risk management for the assigned hub region in Mumbai (Thane). The candidate will be responsible for overseeing loan underwriting, developing policies based on local market dynamics, and partnering with sales and distribution teams to design innovative credit products. This role requires strong leadership and analytical expertise to ensure robust credit quality and portfolio health.

The successful candidate will coordinate with Head Office underwriting teams to standardize processes, approve housing loan applications, and manage builder/project approvals. You will work closely with Risk, Recovery, and Legal teams for effective credit decisions and drive fraud prevention initiatives. The salary offered for this position is up to ₹9.5 LPA. Candidates must have an MBA in Finance or be a Chartered Accountant with over 8 years of relevant experience in the banking or NBFC sector.

Key Requirements

MBA (Finance) or Chartered Accountant (CA) qualification is mandatory. Minimum of 8 years of relevant experience in credit, underwriting, and risk management. Proven track record of managing loan underwriting across a hub or region. Ability to develop and refine underwriting policies based on local market dynamics. Experience in coordinating with Head Office teams to standardize templates and processes. Extensive knowledge of housing loan application approvals and company policies. Expertise in managing builder and project approvals including complex case escalations. Skilled in conducting technical and legal evaluations of properties. Proficiency in driving fraud prevention initiatives and risk mitigation strategies. Strong leadership skills with the ability to manage and mentor a team effectively.
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AREA CREDIT MANAGER – CREDIT & COLLECTION @ HIRING PLAZA SOLUTIONS

0 Negotiable or Not Mentioned India, Mumbai 7 days ago highsource.in 353 Views

Hiring Plaza Solutions is seeking a strategic and highly experienced Area Credit Manager to lead credit operations, underwriting, and risk management for the assigned hub in Mumbai. The successful candidate will be responsible for leading loan underwriting activities, refining local market policies, and collaborating closely with sales and distribution teams to design innovative credit products. This role is pivotal in maintaining the quality of the loan portfolio and ensuring that all credit decisions align with the company's risk appetite and strategic objectives. The position involves working across Mumbai and Thane regions.

In this role, you will be required to coordinate with the Head Office underwriting team to standardize templates and enhance processes at the hub level. Key responsibilities include approving housing loan cases, managing builder and project approvals, and working alongside Risk, Recovery, and Legal teams for technical and legal property evaluations. You will also drive fraud prevention initiatives and manage third-party verification agencies effectively. The position offers a compensation of up to ₹9.5 LPA and requires a professional with at least 8 years of experience and a qualification in MBA Finance or CA.

Key Requirements

MBA (Finance) or Chartered Accountant (CA) qualification. Minimum of 8 years of experience in credit and collections. In-depth knowledge of housing finance and loan underwriting. Proven leadership and people management abilities. Experience in developing and refining underwriting policies. Ability to coordinate with Risk, Recovery, and Legal teams. Expertise in technical and legal evaluation of properties. Proficiency in managing third-party verification agencies. Strong analytical skills with a focus on risk mitigation. Excellent communication and interpersonal skills.
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