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MORTGAGE CREDIT ANALYST (AUSTRALIAN) @ WINGMAN GROUP

0 Negotiable or Not Mentioned Australia 25 days ago wingmangroup.com.au 1384 Views

We are seeking a dedicated and experienced Mortgage Credit Analyst to join our team specifically focusing on the Australian market. In this pivotal role, you will act as a primary decision-maker, ensuring that mortgage applications are assessed with precision and that all credit recommendations align with responsible lending practices. Your expertise will be essential in helping families and individuals navigate the financial complexities of home ownership while maintaining the integrity of our lending portfolio. Your day-to-day duties will involve a deep dive into financial documentation, where you will evaluate income, tax returns, liabilities, and overall borrowing capacity. By collaborating closely with brokers and lenders, you will clarify loan scenarios and leverage your expertise in Australian lending policies to identify potential risks. Your ability to provide structured mitigation strategies and prepare comprehensive credit assessment reports will be crucial for our ongoing success in the mortgage industry.

Key Requirements

Proven experience in Australian mortgage credit assessment Strong understanding of responsible lending obligations Knowledge of lender policy interpretation and loan structuring Strong analytical and risk assessment skills High attention to detail and accuracy Experience using credit assessment tools and mortgage CRMs Ability to interpret complex financial statements and tax returns Excellent communication skills for collaborating with brokers and lenders Proficiency in serviceability calculations and borrowing capacity assessment Strong time management skills to handle multiple applications efficiently
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