REGIONAL CREDIT MANAGER (1 POSITION) @ SUSHIL KUMAR UPADHYAY
The Regional Credit Manager will be responsible for overseeing the credit approval process for Used Commercial Vehicles and Used Car products within the Raipur region. This role requires a professional with at least 8 years of experience who possesses the authority to approve loans and credit facilities. The successful candidate will evaluate the creditworthiness of applicants, ensure compliance with internal policies and external regulations, and manage the regional credit risk portfolio to maintain healthy asset quality. In addition to technical credit analysis, the candidate will be expected to stay updated on market trends regarding used vehicles and commercial equipment. You will work closely with the sales and operations teams to streamline the approval process while maintaining rigorous standards. The role involves making critical decisions that impact the regional profitability and requires a deep understanding of the local economic landscape in Chhattisgarh.
Key Requirements
Minimum 8 years of experience in credit management within the finance industry.
Extensive experience specifically in Used Commercial Vehicle (CV) financing.
Proven expertise in Used Car product credit assessment and valuation.
Must have held previous Approving Authority for credit sanctions.
Deep knowledge of the Raipur and Chhattisgarh market dynamics.
Ability to analyze complex financial statements and credit history reports.
Strong leadership skills to manage and mentor regional credit teams.
Proficiency in developing and implementing risk mitigation strategies.
Excellent communication and interpersonal skills for stakeholder management.
Bachelor's or Master's degree in Finance, Business Administration, or related field.